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What is Pet Insurance for Dogs and Cats?
Pet insurance is a way to help cover eligible expenses due to unfortunate illnesses or accidents to your pet. It works like the insurance we get for ourselves and our families. Pets are part of our families, and we should get insurance for them too.
We all know that pets can be expensive to maintain. The vet bills for unexpected accidents and illnesses can run into the ‘000s at times. This is where pet insurance can help. Despite the fear of those vet visits for your pet, you have help sleeping easier when you have pet insurance. know more about what does pet insurance cover and how to choose the best pet insurance in your state.
Life gives you surprises that you may love and, sometimes, unfortunate circumstances that you may hate. We, as mere humans, can’t control them so much. However, pet insurance can help protect your pet and your pocket.
Why is pet insurance important in Arkansas?
Tick Borne Disease
Arkansas has a diverse collection of rivers, valleys, and land which can be beautiful for us humans living there but can also pose threats to our pets. Arkansas is known to have many species of Ticks that can be a risk to both you and your pets by spreading disease and parasites in as little as 2 hours. Some symptoms of tick-borne diseases present in your pets may include fever or chills, aches and pains, and rashes. If your pet has been bitten by a tick, it’s important you seek veterinary care as soon as possible.
Read moreHow Spot Plans Help Protect Your Pet
Diseases from Parasites
Spot accident & illness plans can cover eligible illnesses and diseases resulting from parasites.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Extreme Weather
The dog-loving state of Arkansas can turn risky for dogs due to its extreme weather conditions at times. Cold snaps in most of the months and then blustering hot summers for a couple of them is how one can describe the state’s climate. Summer can be a fun time for both you and your pet but also comes with many risks like sunburns, heat exhaustion, and heat stroke. The after-effects of this can be brain damage.
Read moreHow Spot Plans Help Protect Your Pet
IV Fluids & Medications
Spot plans cover the eligible costs of emergency care for accidents and illnesses that may happen unexpectedly to your pet.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140
Mountain Lions
No dog, irrespective of the breed would be able to take on a mountain lion solo. These jungle kings are apex predators and pose as a major threat to our pets due to their aggressive preying instincts. Arkansas has a large population of these dangerous animals. They can get into a fight with our pets and can severely harm or even kill them.
Read moreHow Spot Plans Help Protect Your Pet
Medical Supplies
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Why Spot Plans?
We are a pet-loving community and pet parents as well. We know what a pet parent has to go through when owning a pet. Spot plans have customizable plan options to help ensure maximum benefits to you and your pet.
Affordable Plans for Cats & Dogs
Life is full of surprises. Spot helps pet parents plan for them with easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
Arkansas Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Arkansas.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Are there any Types of Incident or Lifetime Caps?
With accident & illness plans provided by Spot, there is no type of per incident limits or lifetime caps.
What Do Pet Insurance Plans Provided by Spot Cover?
Spot Pet Insurance offers options for Accident-Only and Accident & Illness pet insurance plans. Spot plans offer an unlimited annual limit option, no per incident caps, and no lifetime caps.
Plans provided by Spot cover the eligible expenses for medically necessary veterinary treatments that are prescribed to treat your pet’s covered conditions.
You may use any licensed veterinarian in the US.
For a full list of terms and conditions, click here to view a sample policy.
Can I get pet insurance for my older dog?
Better late than never is what we think about pet insurance! Older pets can have higher vet bills as they are more prone to accidents and illnesses as they age. A Spot plan can help you cover eligible vet bills for covered conditions.
Is There a Waiting Period for Pet Insurance?
Yes, plans provided by Spot have a 14 day waiting period for coverage.
Can I Cancel an Insurance Claim?
Yes. If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595.
Can I Transfer My Policy to a New Owner?
If the ownership of your pet changes to another individual, we can transfer the policy to the new pet owner without any interruption of coverage. To process this request, you will need to submit proof of new ownership, including the new owner’s full name, address, and phone number. We will also need to update the billing portion of the policy to include the new customer’s preferred payment method prior to processing the policy transfer.
To start the transfer of ownership policy change, please reach out to Customer Service.