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What is Pet Insurance for Dogs and Cats?
Pet insurance is a way to cover eligible expenses which can occur due to unfortunate illnesses or accidents to your pet. It works similar to the insurance we get for ourselves and our families.
Pets can get expensive to maintain. The vet bills for unexpected accident and illnesses can run into thousands at times, but eligible vet bills would be covered by a pet insurance plan. Despite the fear of those vet visits for your pet, you have help sleeping easier when you have pet insurance. Know more about whether I should get pet insurance.
Unfortunate situations can happen to both us and our pets. One of the best ways to prepare is with a pet insurance plan. We, as mere humans, can’t control the unfortunate happenings so much. However, pet insurance can help protect your pet and your pocket. Get your facts here about is Pet Insurance Worth It.
Why is pet insurance important in Delaware?
Backyard Safety
Delaware is known for its big houses with big backyards. The only problem with that is, the bigger the backyard, the higher the chances to lose our pets in them as it can become difficult to track and especially if the fences are broken. We would not want to lose our pets out on the road unleashed. And then even if some good stranger finds them, they may not know how to return the pet and to whom. This is where micro-chipping could help.
Read moreHow Spot Plans Help Protect Your Pet
Vet Exam Fees
Spot plans cover eligible vet exam fees for covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140
Over-Heating
The proximity of the state to the Atlantic Ocean affects the climate and produces very warm summers. At such times, if your pet is overworked, left in a car alone, or has a very long walk, it can lead to overheating. The consequences would then be panting, extreme salivation, bright-red membranes, and labored breathing which can lead to a heat stroke or even sudden death.
Read moreHow Spot Plans Help Protect Your Pet
Emergencies & Hospitalizations
Spot plans cover the eligible costs of emergency care for accidents and illnesses that may happen unexpectedly to your pet.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,440†
You Pay $260
Hawks
These raptors, known for their flying agility and preying skills, are often found in the state of Delaware. For them, rabbits, rats, dogs, and cats are all on the menu. Smaller dogs and cats are highly at risk in their presence. The chances of them being killed are low, but they can be severely injured. The open wound can also become a source of bacterial infections which can be severely harmful to them.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Why Spot Plans?
We are not only in the pet insurance business. We are also in the peace providing business for all our pet parents. We care about you and your pet and would want every step of the process to go as smooth as pure silk from Banaras, India.
Affordable Plans for Cats & Dogs
Life is full of surprises. Spot helps pet parents plan for them with easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
Delaware Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Delaware.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
How Does My Billing Work?
Your payments are processed automatically using the payment method and frequency we have on file. If you need to update your billing information, you can make changes by clicking on the Billing icon.
How Long Do I Have to File a Claim?
You can submit a claim within 270 days from the date of treatment.
Can I Change My Pet’s Coverage?
For questions about upgrading or downgrading your policy — including terms and conditions — please contact Customer Service for more information at 1.800.905.1595.You can also make changes by logging into the customer portal at https://customer.spotpetins.com/portal#/login
What is a Pre-Existing Condition?
A pre-existing condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting period. A condition is considered pre-existing whether or not it’s been officially diagnosed or treated; all that matters is when it occurred or symptoms first displayed.
Plans provided by Spot do not cover pre-existing conditions. However, with pet insurance plans provided by Spot, this doesn’t mean the condition can’t be covered in the future if the condition is curable. An injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones won’t be covered.
What does dog insurance typically cover?
Generally, pet insurance covers eligible costs for diagnostics and treatments for unexpected injuries, accidents, and illnesses, like surgery, medication, tests/diagnostics, and emergency care. Spot plans also cover microchip implantation, exam fees for covered conditions, and prescription diets and supplements to treat covered conditions (Spot plans do not cover prescription diets or supplements for general health and weight maintenance. Learn more about what does pet insurance cover.
Is Spot the best pet insurance for dogs in Delaware?
We’ve given you the comparison chart for other providers. Now, we’ll let you decide what you think is the best pet insurance option for you and your pet. Learn more about how to choose the best pet insurance option.