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What is Pet Insurance for Dogs and Cats?
Pet insurance works in a similar way as health insurance for us humans. Pet insurance helps cover the cost of eligible vet bills so you can get your pet the care they need.
Life is unpredictable and we know it. This could mean that life can give you surprises that are unfavorable. Our pets are at risk of falling sick due to certain diseases or infections at times. Learn more about if pet insurance covers spaying and neutering and does pet insurance covers dental.
As pet parents, it’s our duty to help get our pets the best care. Compromising on the treatment wouldn’t be an ideal option and this is where pet insurance can help. Pet insurance helps cover eligible vet expenses so you can worry less about the cost and more about the care. Know more about whether I should get pet insurance.
Why is pet insurance important in Mississippi?
Wild Hogs
Apart from the external damage that they can cause to land, property, and our pets, the internal diseases that wild hogs carry can be equally dangerous. There are over 40 known diseases traced back to wild hogs. Dogs exposed to feral hogs are at risk for pseudorabies. Although this disease is not a threat to humans, it is fatal in dogs. The Mississippi Department of Agriculture and Commerce estimates there are more than 500,000 hogs across the state. This shows the level of threat these animals pose to the state.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Leptospirosis
The very same wild hogs, among other wild animals, can carry a bacteria called leptospirosis which can be severely harmful to our pets. Dogs or cats with any wound, scratch or exposed skin of some sort can encounter these bacteria through the urine of infected animals, or urine-contaminated soil, water, food, and bedding. Once affected, the signs can include abdominal pain, diarrhea, severe weakness, depression, severe muscle pain, etc. The chances of it being fatal are also quite high.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Poisonous Plants
Mississippi is home to several species of poisonous plants such as poison ivy, oak, and sumac. Pets that come into contact with these can experience a range of health issues, from skin irritation to severe illness. If you see your pet chewing on a plant or suspect they have come into contact with a poisonous plant, contact your veterinarian or an emergency veterinary clinic as soon as possible for guidance on next steps.
Read moreHow Spot Plans Help Protect Your Pet
Poison Control Consultation Fees
Spot plans can cover the eligible cost of poison control consultation fees if your pet ingests unknown chemicals or gets bit by something poisonous.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Why Spot Plans?
We are a pet and pet parent-first company. The plans we offer help ensure that pet parents can get the benefits they need at a price that works for them. Our claims experience is quick and easy so that your time can be devoted to your pet.
Affordable Plans for Cats & Dogs
Life is full of surprises. Spot helps pet parents plan for them with easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
Mississippi Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Mississippi.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Is it worth getting a pet insurance plan in MS?
We think pet owners should consider getting pet insurance for their pets. Even if you believe you have enough money to cover veterinary costs, pet insurance could still save you potentially thousands of dollars if your pet gets unexpectedly sick or injured. If you have multiple pets, your costs could add up considerably without pet insurance. Get your facts here about is Pet Insurance Worth It.
Which pet insurance in Mississippi covers pre-existing conditions?
Most pet insurance providers don’t cover pre-existing conditions. However, with a Spot plan, this doesn’t mean the condition can’t be covered in the future if the condition is curable. An injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones won’t be covered.
Can you get pet insurance after diagnosis?
Although the diagnosed condition wouldn’t be covered in the plan as it counts as a pre-existing condition, you can still get a pet insurance plan after a diagnosis to help cover eligible future costs for other covered conditions.
How can I make my vet visits less expensive?
There are some options you can explore to find less expensive vet care, like looking for cheaper alternatives of prescriptions or comparing different vets, but one of the best methods is getting your pet insured. This way, you can rest easier knowing you have coverage for the unexpected. Also, by taking your pet to the vet for routine preventive care, you can help protect them against future conditions. Spot plans offer preventive care coverage at an additional cost to your plan.
How much does Spot pet insurance cover in MS?
With a Spot plan, you have the power to choose your reimbursement rate, annual deductible, and annual limit to best fit you and your pet’s needs.
What does dog insurance typically cover?
Generally, pet insurance covers eligible costs for diagnostics and treatments for unexpected injuries, accidents, and illnesses, like surgery, medication, tests/diagnostics, and emergency care. Spot plans also cover microchip implantation, exam fees for covered conditions, and prescription diets and supplements to treat covered conditions (Spot plans do not cover prescription diets or supplements for general health and weight maintenance. Learn more about what does pet insurance cover.